Hedges Insurance
Hedges Team

Insurance Experts you can trust.

We have been a leader in the state for selling health plans since the mid-90’s, securing coverage for everything from school districts to small business to seniors with Medicare.

Our clients trust us when they have a problem claim because we treat them like we would like to be treated.  We love to make the insurance process easy for our clients!

Mike Hedges

Mike Hedges

Michael Hedges has proudly practiced Health and Life Insurance since 1989 in San Luis Obispo County from Atascadero, California.  Along with several superb associates, he has built a business that insures thousands of lives with over 25 different insurance carriers. Michael is a Southern California native, graduating Bishop Amat High School and attended Saddleback College with an emphasis in Business. A lifelong Dodger fan, Mike has traveled to four continents for medical, humanitarian and Christian missions. For recreation he rides his Montesa Trials motorcycle and swims. Mike has two adult children and four grandchildren that are his pride and joy.  He considers himself amongst the most fortunate people that have ever lived.

Dan Cappel

Dan Cappel

I am currently going on my 10th year working with my friends and colleagues at Hedges Insurance, and I couldn’t ask for a better group of people to be working with. The integrity and professionalism we all share is what has made us so successful, and the reason why we have thousands of happy clients. After graduating from Atascadero High School, I went off to Chico State to study journalism and philosophy (which, oddly enough, was great training for helping folks out with the confusing world of insurance). However, I have primarily lived right here on the Central Coast for the last 30 years. I have become quite involved with Atascadero Little League in recent years, having coached my nephew’s team the past four seasons as well as serving on the Little League Board this past year.

Aaron Ward

Aaron Ward

I moved to San Luis Obispo County in 1998 and graduated from Cal Poly San Luis Obispo in 2004. I have been a licensed Insurance Broker and have worked for Hedges Insurance Services for 14 years. I have extensive knowledge in all aspects of health, dental and life insurance although my primary focus is employer benefits. I am in charge of all Large and Small groups here at Hedges Insurance Services and oversee all lines of coverage pertaining to the hundreds of employer groups we insure.

Ben Owens

Ben Owens

My wife Chrissy and I moved to the Central Coast in 2007. After completing my degree in Associate Arts, I spent over five years leading teams of people to various third-world countries for a non-profit organization. My teams would spend the week involved in numerous humanitarian projects to help the poor and those in need. Mike Hedges was one of those that went with me on multiple trips and eventually I became a broker for Hedges Insurance Services in 2011. This business allows me to do what I enjoy most; help people. Finding the right coverage to fit the specific needs of our clients while saving them money is another form of aid that I value.

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